Kia Syros EV EMI Calculator


Updated on October 2026
Kia Syros EV EMI starts at ₹25,435 per month for the HTK electric(battery) (₹13.50 Lakh ex-showroom, ₹14.27 Lakh on-road Delhi), on a ₹11.83 Lakh loan at 10.5% for 60 months. Down payment: ₹2.44 Lakh. Total interest: ₹3.43 Lakh. The top X-Line ER costs ₹37,738/month.
Also see: Syros EV On-road price | Syros EV Variants | Syros EV Offers | Syros EV Mileage

Kia Syros EV HTK EMI & Down Payment

Ex-showroom
: Rs. 13,49,900
On-road price
: Rs. 14,27,158  (Delhi)
Loan amount
: Rs. 11,83,347  (On-road - Down payment)
Down payment
: Rs. 2,43,811  (On-road - Loan amount)
Monthly EMI
: Rs. 25,435  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 59,159
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Kia Syros EV Car Loan EMI Calculator

On-road price (Delhi)
Rs. 14,27,158
Down payment
Rs. 2,43,811
Loan amount
Rs. 11,83,347
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 25,435
Total interest
Rs. 3,42,753
Total payable
Rs. 15,26,100
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Kia Syros EV Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 24,478 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 24,564 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 24,651 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 24,392 (60 months)
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Kia Syros EV EMI by Loan Tenure

For a Rs. 11,83,347 loan on the HTK electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 38,462 Rs. 2,01,285 Rs. 13,84,632
48 months Rs. 30,298 Rs. 2,70,957 Rs. 14,54,304
60 months Rs. 25,435 Rs. 3,42,753 Rs. 15,26,100
84 months Rs. 19,952 Rs. 4,92,621 Rs. 16,75,968
Kia Syros EV
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Kia Syros EV
Starts at ₹ 13.50 Lakh
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Kia Syros EV Variant-wise EMI & Down Payment

Syros EV Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
HTK Electric(Battery) / Automatic Rs. 13,49,900 Rs. 11,83,347 Rs. 2,43,811 Rs. 25,435
HTK Plus Electric(Battery) / Automatic Rs. 14,99,900 Rs. 13,15,445 Rs. 2,68,579 Rs. 28,274
HTX Electric(Battery) / Automatic Rs. 15,99,900 Rs. 14,03,511 Rs. 2,85,090 Rs. 30,167
HTK Plus ER Electric(Battery) / Automatic Rs. 16,99,900 Rs. 14,91,576 Rs. 3,01,602 Rs. 32,060
HTX ER Electric(Battery) / Automatic Rs. 17,99,900 Rs. 15,79,642 Rs. 3,18,113 Rs. 33,953
HTX Plus ER Electric(Battery) / Automatic Rs. 19,49,900 Rs. 17,11,740 Rs. 3,42,881 Rs. 36,792
X-Line ER Electric(Battery) / Automatic Rs. 19,99,900 Rs. 17,55,773 Rs. 3,51,137 Rs. 37,738

EMI of Kia Syros EV Rivals – Windsor EV, Punch EV, Sierra EV

Kia Syros EV EMI – Frequently Asked Questions

What is the starting EMI of the Kia Syros EV?

The Kia Syros EV EMI starts at ₹25,435 per month for the HTK electric(battery) on a ₹11.83 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹14.27 Lakh.

What is the minimum down payment for the Kia Syros EV?

About ₹2.44 Lakh for the HTK electric(battery) in Delhi: the on-road price of ₹14.27 Lakh minus a ₹11.83 Lakh loan.

How much total interest will I pay on a Kia Syros EV loan?

On a ₹11.83 Lakh loan at 10.5% for 60 months you pay ₹3.43 Lakh in interest, or ₹15.26 Lakh in total.

What is the Kia Syros EV EMI for a 3-year versus a 7-year tenure?

For a ₹11.83 Lakh loan at 10.5%, the EMI is ₹38,462 per month over 3 years (₹2.01 Lakh interest) and ₹19,952 per month over 7 years (₹4.93 Lakh interest).

Which bank has the lowest interest rate for a Kia Syros EV loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹24,392 per month on a ₹11.83 Lakh loan for 60 months.

What is the EMI of the top Kia Syros EV variant?

The X-Line ER costs ₹37,738 per month on a ₹17.56 Lakh loan at 10.5% for 60 months.

How is the Kia Syros EV down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Starts at Rs. 13.50 Lakh
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