Kia Carens Clavis EV EMI Calculator


Updated on September 2026
Kia Carens Clavis EV EMI starts at ₹34,028 per month for the HTK Plus electric(battery) (₹18.04 Lakh ex-showroom, ₹19.64 Lakh on-road Delhi), on a ₹15.83 Lakh loan at 10.5% for 60 months. Down payment: ₹3.81 Lakh. Total interest: ₹4.59 Lakh. The top GTX Plus ER costs ₹47,203/month.
Also see: Carens Clavis EV On-road price | Carens Clavis EV Variants | Carens Clavis EV Offers | Carens Clavis EV Mileage

Kia Carens Clavis EV HTK Plus EMI & Down Payment

Ex-showroom
: Rs. 18,03,900
On-road price
: Rs. 19,64,238  (Delhi)
Loan amount
: Rs. 15,83,164  (On-road - Down payment)
Down payment
: Rs. 3,81,074  (On-road - Loan amount)
Monthly EMI
: Rs. 34,028  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 75,399  (Check Carens Clavis EV Insurance)
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Kia Carens Clavis EV Car Loan EMI Calculator

On-road price (Delhi)
Rs. 19,64,238
Down payment
Rs. 3,81,074
Loan amount
Rs. 15,83,164
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 34,028
Total interest
Rs. 4,58,516
Total payable
Rs. 20,41,680
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Kia Carens Clavis EV Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 32,749 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 32,864 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 32,979 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 32,634 (60 months)
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Kia Carens Clavis EV EMI by Loan Tenure

For a Rs. 15,83,164 loan on the HTK Plus electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 51,457 Rs. 2,69,288 Rs. 18,52,452
48 months Rs. 40,534 Rs. 3,62,468 Rs. 19,45,632
60 months Rs. 34,028 Rs. 4,58,516 Rs. 20,41,680
84 months Rs. 26,693 Rs. 6,59,048 Rs. 22,42,212
Kia Carens Clavis EV
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Kia Carens Clavis EV
Starts at ₹ 18.04 Lakh
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Kia Carens Clavis EV Variant-wise EMI & Down Payment

Carens Clavis EV Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
HTK Plus Electric(Battery) / Automatic Rs. 18,03,900 Rs. 15,83,164 Rs. 3,81,074 Rs. 34,028
HTX E 6Str Electric(Battery) / Automatic Rs. 19,99,900 Rs. 17,55,773 Rs. 3,79,137 Rs. 37,738
HTX E Electric(Battery) / Automatic Rs. 19,99,900 Rs. 17,55,773 Rs. 4,24,937 Rs. 37,738
HTX 6Str Electric(Battery) / Automatic Rs. 20,53,900 Rs. 18,03,328 Rs. 3,88,153 Rs. 38,761
HTX Electric(Battery) / Automatic Rs. 20,53,900 Rs. 18,03,328 Rs. 4,22,553 Rs. 38,761
HTX E ER Electric(Battery) / Automatic Rs. 22,03,900 Rs. 19,35,427 Rs. 4,58,620 Rs. 41,600
HTX E ER 6Str Electric(Battery) / Automatic Rs. 22,03,900 Rs. 19,35,427 Rs. 4,13,020 Rs. 41,600
HTX ER Electric(Battery) / Automatic Rs. 22,53,900 Rs. 19,79,459 Rs. 4,55,676 Rs. 42,546
HTX ER 6Str Electric(Battery) / Automatic Rs. 22,53,900 Rs. 19,79,459 Rs. 4,21,276 Rs. 42,546
GTX ER 6Str Electric(Battery) / Automatic Rs. 23,03,900 Rs. 20,23,492 Rs. 4,29,632 Rs. 43,493
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EMI of Kia Carens Clavis EV Rivals – Thar OG, Scorpio N, Sierra

Kia Carens Clavis EV EMI – Frequently Asked Questions

What is the starting EMI of the Kia Carens Clavis EV?

The Kia Carens Clavis EV EMI starts at ₹34,028 per month for the HTK Plus electric(battery) on a ₹15.83 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹19.64 Lakh.

What is the minimum down payment for the Kia Carens Clavis EV?

About ₹3.81 Lakh for the HTK Plus electric(battery) in Delhi: the on-road price of ₹19.64 Lakh minus a ₹15.83 Lakh loan.

How much total interest will I pay on a Kia Carens Clavis EV loan?

On a ₹15.83 Lakh loan at 10.5% for 60 months you pay ₹4.59 Lakh in interest, or ₹20.42 Lakh in total.

What is the Kia Carens Clavis EV EMI for a 3-year versus a 7-year tenure?

For a ₹15.83 Lakh loan at 10.5%, the EMI is ₹51,457 per month over 3 years (₹2.69 Lakh interest) and ₹26,693 per month over 7 years (₹6.59 Lakh interest).

Which bank has the lowest interest rate for a Kia Carens Clavis EV loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹32,634 per month on a ₹15.83 Lakh loan for 60 months.

What is the EMI of the top Kia Carens Clavis EV variant?

The GTX Plus ER costs ₹47,203 per month on a ₹21.96 Lakh loan at 10.5% for 60 months.

How is the Kia Carens Clavis EV down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Kia Carens Clavis EV
Kia Carens Clavis EV
Starts at Rs. 18.04 Lakh
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Kia Carens Clavis EV 2026 Brochure

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