Kawasaki KX 450 EMI Calculator


Updated on November 2026
The Kawasaki KX 450 EMI is Rs. 27,340 per month for 36 months at 9% on a loan of Rs. 8,59,759, with a down payment of Rs. 2,45,207. This is based on the STD variant's on-road price of Rs. 11,04,966 in Delhi (ex-showroom Rs. 9,92,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: KX 450 On-road price | KX 450 Mileage

Kawasaki KX 450 EMI and Down Payment

Ex-showroom
: Rs. 9,92,000
On-road price
: Rs. 11,04,966  (Delhi)
Loan amount
: Rs. 8,59,759  (On-road price - Down payment)
Down payment
: Rs. 2,45,207  (Amount paid upfront)
Monthly EMI
: Rs. 27,340  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 33,406
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Kawasaki KX 450 Bike Loan EMI Calculator

Variant
STD
On-road price (Delhi)
Rs. 11,04,966
Down payment
Rs. 2,45,207
Loan amount
Rs. 8,59,759
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 27,340
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Kawasaki KX 450 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 27,340
36 months @ 9%
  • Down paymentRs. 2,45,207
  • Loan amountRs. 8,59,759
  • Total interestRs. 1,24,481
  • Total loan repayment (EMIs)Rs. 9,84,240
  • Total purchase outlayRs. 12,29,447

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 2,61,306Rs. 66,774Rs. 5,98,453
Year 2 Months 13-24Rs. 2,85,818Rs. 42,262Rs. 3,12,635
Year 3 Months 25-36Rs. 3,12,635Rs. 15,445Rs. 0
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Kawasaki KX 450 Loan Interest Rates by Bank

Kawasaki KX 450 loan rates, 36 months, loan Rs. 8,59,759
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 29,594 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 27,762 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 28,147 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 29,239 (36 months)
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Kawasaki KX 450 EMI by Tenure

For a Rs. 8,59,759 loan on the STD at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 75,187 Rs. 42,485 Rs. 9,02,244
24 months Rs. 39,278 Rs. 82,913 Rs. 9,42,672
36 months Rs. 27,340 Rs. 1,24,481 Rs. 9,84,240
48 months Rs. 21,395 Rs. 1,67,201 Rs. 10,26,960
60 months Rs. 17,847 Rs. 2,11,061 Rs. 10,70,820
Kawasaki KX 450
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Kawasaki KX 450
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Starts at ₹ 9,92,000
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How Is the Kawasaki KX 450 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 8,59,759, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 27,340.

The calculation starts from the Delhi on-road price of Rs. 11,04,966 (ex-showroom Rs. 9,92,000 plus insurance, RTO and other charges).

Factors That Affect Your Kawasaki KX 450 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 402 to the EMI on a Rs. 8,59,759 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 75,187; over 60 months it drops to Rs. 17,847 but you pay Rs. 1,68,576 more in interest.
  • Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Kawasaki KX 450 EMI vs Z900, Street Triple 765, Daytona 660

Starting EMI of each model's base variant, worked out the same way as the Kawasaki KX 450: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Kawasaki Z900 (2027) Rs. 11,12,636 Rs. 27,534 36 months 9% Compare with KX 450
Triumph Street Triple 765 R Phantom Black and Pure White Rs. 12,07,072 Rs. 29,928 36 months 9% Compare with KX 450
Triumph Daytona 660 (2025) Rs. 10,99,914 Rs. 27,240 36 months 9% Compare with KX 450
BMW C 400 GT STD Rs. 12,70,227 Rs. 31,693 36 months 9% Compare with KX 450

Frequently Asked Questions About Kawasaki KX 450 EMI

What is the monthly EMI for the Kawasaki KX 450?

Rs. 27,340 a month for the STD, on a Rs. 8,59,759 loan at 9% for 3 years.

How much down payment is required for the Kawasaki KX 450?

About Rs. 2,45,207 for the STD in Delhi. That's the on-road price of Rs. 11,04,966 minus the Rs. 8,59,759 loan.

How does the loan tenure affect the Kawasaki KX 450 EMI?

Over 1 year the EMI is Rs. 75,187 and you pay Rs. 42,485 in interest. Stretch it to 5 years and the EMI drops to Rs. 17,847, but interest rises to Rs. 2,11,061.

Is the Kawasaki KX 450 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 11,04,966 on-road, which includes Rs. 33,406 insurance and Rs. 79,560 RTO and other charges.

Does the Kawasaki KX 450 EMI calculator include the processing fee?

Yes. The Rs. 4,650 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Kawasaki KX 450 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 8,59,759 loan comes to Rs. 27,762 a month.

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