2025 Kawasaki Versys 1100 EMI Calculator


Updated on November 2026
The 2025 Kawasaki Versys 1100 EMI is Rs. 38,038 per month for 36 months at 9% on a loan of Rs. 11,96,183, with a down payment of Rs. 3,32,817. This is based on the STD variant's on-road price of Rs. 15,29,000 in Delhi (ex-showroom Rs. 13,79,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: 2025 Versys 1100 On-road price | 2025 Versys 1100 Mileage

2025 Kawasaki Versys 1100 EMI and Down Payment

Ex-showroom
: Rs. 13,79,000
On-road price
: Rs. 15,29,000  (Delhi)
Loan amount
: Rs. 11,96,183  (On-road price - Down payment)
Down payment
: Rs. 3,32,817  (Amount paid upfront)
Monthly EMI
: Rs. 38,038  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 39,480
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2025 Kawasaki Versys 1100 Bike Loan EMI Calculator

Variant
STD
On-road price (Delhi)
Rs. 15,29,000
Down payment
Rs. 3,32,817
Loan amount
Rs. 11,96,183
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 38,038
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

2025 Kawasaki Versys 1100 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 38,038
36 months @ 9%
  • Down paymentRs. 3,32,817
  • Loan amountRs. 11,96,183
  • Total interestRs. 1,73,185
  • Total loan repayment (EMIs)Rs. 13,69,368
  • Total purchase outlayRs. 17,02,185

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 3,63,553Rs. 92,903Rs. 8,32,630
Year 2 Months 13-24Rs. 3,97,658Rs. 58,798Rs. 4,34,972
Year 3 Months 25-36Rs. 4,34,972Rs. 21,484Rs. 0
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2025 Kawasaki Versys 1100 Loan Interest Rates by Bank

2025 Kawasaki Versys 1100 loan rates, 36 months, loan Rs. 11,96,183
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 41,174 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 38,626 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 39,161 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 40,680 (36 months)
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2025 Kawasaki Versys 1100 EMI by Tenure

For a Rs. 11,96,183 loan on the STD at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,04,608 Rs. 59,113 Rs. 12,55,296
24 months Rs. 54,647 Rs. 1,15,345 Rs. 13,11,528
36 months Rs. 38,038 Rs. 1,73,185 Rs. 13,69,368
48 months Rs. 29,767 Rs. 2,32,633 Rs. 14,28,816
60 months Rs. 24,831 Rs. 2,93,677 Rs. 14,89,860
2025 Kawasaki Versys 1100
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2025 Kawasaki Versys 1100
Starts at ₹ 13,79,000
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How Is the 2025 Kawasaki Versys 1100 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 11,96,183, r = (9 ÷ 12) ÷ 100 = 0.0075 and n = 36 months, which gives an EMI of Rs. 38,038.

The calculation starts from the Delhi on-road price of Rs. 15,29,000 (ex-showroom Rs. 13,79,000 plus insurance, RTO and other charges).

Factors That Affect Your 2025 Kawasaki Versys 1100 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 318 at 9% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 559 to the EMI on a Rs. 11,96,183 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 1,04,608; over 60 months it drops to Rs. 24,831 but you pay Rs. 2,34,564 more in interest.
  • Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

2025 Kawasaki Versys 1100 EMI vs Ninja ZX-6R, Bonneville T120, C 400 GT

Starting EMI of each model's base variant, worked out the same way as the 2025 Kawasaki Versys 1100: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Kawasaki Ninja ZX-6R STD Rs. 13,86,559 Rs. 34,436 36 months 9% Compare with 2025 Versys 1100
Triumph Bonneville T120 STD Rs. 13,50,133 Rs. 33,549 36 months 9% Compare with 2025 Versys 1100
BMW C 400 GT STD Rs. 12,70,227 Rs. 31,693 36 months 9% Compare with 2025 Versys 1100
Triumph Bonneville Bobber STD Rs. 14,27,300 Rs. 35,503 36 months 9% Compare with 2025 Versys 1100

Frequently Asked Questions About 2025 Kawasaki Versys 1100 EMI

What is the monthly EMI for the 2025 Kawasaki Versys 1100?

Rs. 38,038 a month for the STD, on a Rs. 11,96,183 loan at 9% for 3 years.

How much down payment is required for the 2025 Kawasaki Versys 1100?

About Rs. 3,32,817 for the STD in Delhi. That's the on-road price of Rs. 15,29,000 minus the Rs. 11,96,183 loan.

How does the loan tenure affect the 2025 Kawasaki Versys 1100 EMI?

Over 1 year the EMI is Rs. 1,04,608 and you pay Rs. 59,113 in interest. Stretch it to 5 years and the EMI drops to Rs. 24,831, but interest rises to Rs. 2,93,677.

Is the 2025 Kawasaki Versys 1100 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 15,29,000 on-road, which includes Rs. 39,480 insurance and Rs. 1,10,520 RTO and other charges.

Does the 2025 Kawasaki Versys 1100 EMI calculator include the processing fee?

Yes. The Rs. 5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a 2025 Kawasaki Versys 1100 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 11,96,183 loan comes to Rs. 38,626 a month.

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