Isuzu Hi-Lander EMI Calculator


Updated on November 2026
Isuzu Hi-Lander EMI starts at ₹40,581 per month for the 4x2 MT diesel (₹21.50 Lakh ex-showroom, ₹25.79 Lakh on-road Delhi), on a ₹18.88 Lakh loan at 10.5% for 60 months. Down payment: ₹6.91 Lakh. Total interest: ₹5.47 Lakh. The top 4x2 AT costs ₹44,547/month.
Also see: Hi-Lander On-road price | Hi-Lander Variants | Hi-Lander Mileage

Isuzu Hi-Lander EMI and Down Payment

Ex-showroom
: Rs. 21,50,080
On-road price
: Rs. 25,78,778  (Delhi)
Loan amount
: Rs. 18,88,030  (On-road price - Down payment)
Down payment
: Rs. 6,90,748  (Amount paid upfront)
Monthly EMI
: Rs. 40,581  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 1,12,136
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Isuzu Hi-Lander Car Loan EMI Calculator

Variant
4x2 MT
On-road price (Delhi)
Rs. 25,78,778
Down payment
Rs. 6,90,748
Loan amount
Rs. 18,88,030
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 40,581
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Isuzu Hi-Lander Car Loan EMI & Loan Breakdown

Monthly EMI
Rs. 40,581
60 months @ 10.5%
  • Down paymentRs. 6,90,748
  • Loan amountRs. 18,88,030
  • Total interestRs. 5,46,830
  • Total loan repayment (EMIs)Rs. 24,34,860
  • Total purchase outlayRs. 31,25,608

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the 4x2 MT costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 3,03,037Rs. 1,83,935Rs. 15,84,993
Year 2 Months 13-24Rs. 3,36,433Rs. 1,50,539Rs. 12,48,560
Year 3 Months 25-36Rs. 3,73,509Rs. 1,13,463Rs. 8,75,051
Year 4 Months 37-48Rs. 4,14,672Rs. 72,300Rs. 4,60,379
Year 5 Months 49-60Rs. 4,60,379Rs. 26,593Rs. 0
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Isuzu Hi-Lander Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 39,055 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 39,192 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 39,330 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 38,918 (60 months)
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Isuzu Hi-Lander EMI by Loan Tenure

For a Rs. 18,88,030 loan on the 4x2 MT diesel at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 61,366 Rs. 3,21,146 Rs. 22,09,176
48 months Rs. 48,340 Rs. 4,32,290 Rs. 23,20,320
60 months Rs. 40,581 Rs. 5,46,830 Rs. 24,34,860
84 months Rs. 31,833 Rs. 7,85,942 Rs. 26,73,972
Isuzu Hi-Lander
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Isuzu Hi-Lander
2.3 25 user reviews
Starts at ₹ 21.50 Lakh
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Isuzu Hi-Lander Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Hi-Lander Variants Fuel/Transmission Ex-showroom On-road Price Loan @10.5% Down Payment EMI (60 months)
4x2 MT Diesel / Manual Rs. 21,50,080 Rs. 25,78,778 Rs. 18,88,030 Rs. 6,90,748 Rs. 40,581
4x2 AT Diesel / Automatic Rs. 23,59,580 Rs. 28,26,733 Rs. 20,72,527 Rs. 7,54,206 Rs. 44,547

How Is the Isuzu Hi-Lander EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the 4x2 MT diesel variant: P = ₹18.88 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹40,581.

The calculation starts from the Delhi on-road price of ₹25.79 Lakh (ex-showroom ₹21.50 Lakh plus insurance, RTO and other charges).

Factors That Affect Your Isuzu Hi-Lander Loan EMI

  • Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
  • Interest rate: A rate 1% higher adds about ₹942 to the EMI on a ₹18.88 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
  • Loan tenure: Over 36 months the EMI is ₹61,366; over 84 months it drops to ₹31,833 but you pay ₹4.65 Lakh more in interest.
  • Variant and city: In Delhi the EMI ranges from ₹40,581 (4x2 MT diesel) to ₹44,547 (4x2 AT). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Isuzu Hi-Lander Rivals – e Vitara, Innova Crysta, XEV 9e

Starting EMI of each model's base variant, worked out the same way as the Isuzu Hi-Lander: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Maruti Suzuki e Vitara Delta Rs. 17,08,575 Rs. 30,528 60 months 10.5% Compare with Hi-Lander
Toyota Innova Crysta 2.4 GX Fleet 7 Seater Rs. 23,95,230 Rs. 37,646 60 months 10.5% Compare with Hi-Lander
Mahindra XEV 9e Pack One Rs. 23,64,611 Rs. 41,337 60 months 10.5% Compare with Hi-Lander
Toyota Innova Hycross G Fleet 7STR Rs. 22,66,735 Rs. 35,280 60 months 10.5% Compare with Hi-Lander

Frequently Asked Questions About Isuzu Hi-Lander EMI

What is the monthly EMI for the Isuzu Hi-Lander?

₹40,581 a month for the 4x2 MT diesel, on a ₹18.88 Lakh loan at 10.5% for 5 years. The top 4x2 AT works out to ₹44,547.

How much down payment is required for the Isuzu Hi-Lander?

About ₹6.91 Lakh for the 4x2 MT diesel in Delhi. That's the on-road price of ₹25.79 Lakh minus the ₹18.88 Lakh loan.

How does the loan tenure affect the Isuzu Hi-Lander EMI?

Over 3 years the EMI is ₹61,366 and you pay ₹3.21 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹31,833, but interest rises to ₹7.86 Lakh.

Is the Isuzu Hi-Lander EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the 4x2 MT diesel costs ₹25.79 Lakh on-road, which includes ₹1.12 Lakh insurance and ₹3.17 Lakh RTO and other charges.

Does the Isuzu Hi-Lander EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Isuzu Hi-Lander loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹18.88 Lakh loan comes to ₹38,918 a month.

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Isuzu Hi-Lander
Isuzu Hi-Lander
2.3 25 user reviews
Starts at Rs. 21.50 Lakh
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