Indian Challenger EMI Calculator


Updated on September 2026
The Indian Challenger EMI is Rs. 99,914 per month for 36 months at 9% on a loan of Rs. 31,41,975, with a down payment of Rs. 8,33,509. This is based on the STD variant's on-road price of Rs. 39,75,484 in Delhi (ex-showroom Rs. 36,12,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Challenger On-road price

Indian Challenger EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 36,12,000
On-road price
: Rs. 39,75,484  (Delhi)
Loan amount
: Rs. 31,41,975  (On-road - Down payment)
Down payment
: Rs. 8,33,509  (On-road - Loan amount)
Monthly EMI
: Rs. 99,914  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 74,524  (Check Challenger Insurance)
View September Offers View EMI Offers

Indian Challenger Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 39,75,484
Down payment
Rs. 8,33,509
Loan amount
Rs. 31,41,975
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 99,914
Total interest
Rs. 4,54,929
Total payable
Rs. 35,96,904
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Indian Challenger Loan Interest Rates by Bank

Indian Challenger loan rates, 36 months, loan Rs. 31,41,975
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,08,150 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,01,456 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,02,864 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,06,852 (36 months)
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Indian Challenger EMI by Tenure

For a Rs. 31,41,975 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 2,74,770 Rs. 1,55,265 Rs. 32,97,240
24 months Rs. 1,43,540 Rs. 3,02,985 Rs. 34,44,960
36 months Rs. 99,914 Rs. 4,54,929 Rs. 35,96,904
48 months Rs. 78,188 Rs. 6,11,049 Rs. 37,53,024
60 months Rs. 65,222 Rs. 7,71,345 Rs. 39,13,320
Indian Challenger
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Indian Challenger
Starts at ₹ 36,12,000
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Indian Challenger EMI FAQs

What is the EMI for the Indian Challenger?

Rs. 99,914 per month for the STD variant (loan Rs. 31,41,975, 9%, 36 months). Over 60 months it is Rs. 65,222.

What is the down payment for the Indian Challenger?

Rs. 8,33,509 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Indian Challenger loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,01,456 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Indian Challenger loan?

Rs. 4,54,929 over 36 months on the STD loan at 9%.

What on-road price is the Indian Challenger EMI based on?

Rs. 39,75,484 in Delhi: ex-showroom Rs. 36,12,000, insurance Rs. 74,524, RTO and other charges Rs. 2,88,960.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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