Hyundai Verna EMI Calculator

Updated on October 2026

Hyundai Verna EMI starts at ₹20,689 per month for the HX2 petrol (₹10.99 Lakh ex-showroom, ₹12.78 Lakh on-road Delhi), on a ₹9.63 Lakh loan at 10.5% for 60 months. Down payment: ₹3.16 Lakh. Total interest: ₹2.79 Lakh. The top HX10 Turbo DCT DT costs ₹34,829/month.

Also see: Verna On-road price | Verna Variants

Hyundai Verna HX2 EMI & Down Payment

Ex-showroom

: Rs. 10,99,200

On-road price

: Rs. 12,78,120 (Delhi)

Loan amount

: Rs. 9,62,567 (On-road - Down payment)

Down payment

: Rs. 3,15,553 (On-road - Loan amount)

Monthly EMI

: Rs. 20,689 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 53,208

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Hyundai Verna Car Loan EMI Calculator

On-road price (Delhi): Rs. 12,78,120
Down payment: Rs. 3,15,553
Loan amount: Rs. 9,62,567
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 20,689
Total interest: Rs. 2,78,773
Total payable: Rs. 12,41,340

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Hyundai Verna Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 19,911 (60 months)
ICICI Bank	9% onwards	Rs. 19,981 (60 months)
Axis Bank	9.15% onwards	Rs. 20,051 (60 months)
Bank of Baroda	8.7% onwards	Rs. 19,841 (60 months)

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Hyundai Verna EMI by Loan Tenure

For a Rs. 9,62,567 loan on the HX2 petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 31,286	Rs. 1,63,729	Rs. 11,26,296
48 months	Rs. 24,645	Rs. 2,20,393	Rs. 11,82,960
60 months	Rs. 20,689	Rs. 2,78,773	Rs. 12,41,340
84 months	Rs. 16,230	Rs. 4,00,753	Rs. 13,63,320

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Hyundai Verna

4.6 36 user reviews

Starts at ₹ 10.99 Lakh

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Hyundai Verna Variant-wise EMI & Down Payment

Verna Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
HX2	Petrol / Manual	Rs. 10,99,200	Rs. 9,62,567	Rs. 3,15,553	Rs. 20,689
HX4	Petrol / Manual	Rs. 12,31,200	Rs. 10,78,813	Rs. 3,50,685	Rs. 23,188
HX6	Petrol / Manual	Rs. 13,25,200	Rs. 11,61,595	Rs. 3,75,703	Rs. 24,967
HX6 DT	Petrol / Manual	Rs. 13,40,200	Rs. 11,74,804	Rs. 3,79,696	Rs. 25,251
HX6 Plus	Petrol / Manual	Rs. 13,87,200	Rs. 12,16,195	Rs. 3,92,205	Rs. 26,141
HX6 Plus DT	Petrol / Manual	Rs. 14,02,200	Rs. 12,29,405	Rs. 3,96,197	Rs. 26,425
HX6 iVT	Petrol / Automatic	Rs. 14,46,200	Rs. 12,68,154	Rs. 4,07,907	Rs. 27,258
HX6 iVT DT	Petrol / Automatic	Rs. 14,61,200	Rs. 12,81,364	Rs. 4,11,899	Rs. 27,542
HX8	Petrol / Manual	Rs. 14,94,200	Rs. 13,10,425	Rs. 4,20,682	Rs. 28,166
HX6 Plus iVT	Petrol / Automatic	Rs. 15,03,200	Rs. 13,18,351	Rs. 4,23,078	Rs. 28,337
HX8 DT	Petrol / Manual	Rs. 15,09,200	Rs. 13,23,635	Rs. 4,24,674	Rs. 28,450
HX6 Plus iVT DT	Petrol / Automatic	Rs. 15,18,200	Rs. 13,31,561	Rs. 4,27,070	Rs. 28,620
HX8 iVT	Petrol / Automatic	Rs. 16,15,200	Rs. 14,16,985	Rs. 4,52,885	Rs. 30,457
HX8 iVT DT	Petrol / Automatic	Rs. 16,30,200	Rs. 14,30,195	Rs. 4,56,878	Rs. 30,740
HX8 Turbo	Petrol / Manual	Rs. 16,34,200	Rs. 14,33,717	Rs. 4,57,943	Rs. 30,816
HX8 Turbo DT	Petrol / Manual	Rs. 16,49,200	Rs. 14,46,927	Rs. 4,61,935	Rs. 31,100
HX10 iVT	Petrol / Automatic	Rs. 17,21,200	Rs. 15,10,334	Rs. 4,81,098	Rs. 32,463
HX10 iVT DT	Petrol / Automatic	Rs. 17,36,200	Rs. 15,23,544	Rs. 4,85,090	Rs. 32,747
HX8 Turbo DCT	Petrol / Automatic	Rs. 17,63,200	Rs. 15,47,322	Rs. 4,92,275	Rs. 33,258
HX8 Turbo DCT DT	Petrol / Automatic	Rs. 17,78,200	Rs. 15,60,532	Rs. 4,96,267	Rs. 33,542
HX10 Turbo DCT	Petrol / Automatic	Rs. 18,31,200	Rs. 16,07,206	Rs. 5,10,374	Rs. 34,545
HX10 Turbo DCT DT	Petrol / Automatic	Rs. 18,46,200	Rs. 16,20,416	Rs. 5,14,366	Rs. 34,829

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EMI of Hyundai Verna Rivals – City, Slavia, Aeris

Honda City
Rs. 12.00 Lakh
City EMI Compare with Verna
Skoda Slavia
Rs. 10.00 Lakh
Slavia EMI Compare with Verna
Tata Aeris
Rs. 5.30 Lakh
Aeris EMI Compare with Verna
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Rs. 10.71 Lakh
Virtus EMI Compare with Verna

Hyundai Verna EMI – Frequently Asked Questions

What is the starting EMI of the Hyundai Verna?

The Hyundai Verna EMI starts at ₹20,689 per month for the HX2 petrol on a ₹9.63 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹12.78 Lakh.

What is the minimum down payment for the Hyundai Verna?

About ₹3.16 Lakh for the HX2 petrol in Delhi: the on-road price of ₹12.78 Lakh minus a ₹9.63 Lakh loan.

How much total interest will I pay on a Hyundai Verna loan?

On a ₹9.63 Lakh loan at 10.5% for 60 months you pay ₹2.79 Lakh in interest, or ₹12.41 Lakh in total.

What is the Hyundai Verna EMI for a 3-year versus a 7-year tenure?

For a ₹9.63 Lakh loan at 10.5%, the EMI is ₹31,286 per month over 3 years (₹1.64 Lakh interest) and ₹16,230 per month over 7 years (₹4.01 Lakh interest).

Which bank has the lowest interest rate for a Hyundai Verna loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹19,841 per month on a ₹9.63 Lakh loan for 60 months.

What is the EMI of the top Hyundai Verna variant?

The HX10 Turbo DCT DT costs ₹34,829 per month on a ₹16.20 Lakh loan at 10.5% for 60 months.

How is the Hyundai Verna down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Hyundai Verna Q&A

Hyundai Verna

4.6 36 user reviews

Starts at Rs. 10.99 Lakh

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Hyundai Verna 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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