Honda Amaze 2nd Gen EMI Calculator
Updated on October 2026
Honda Amaze 2nd Gen EMI and Down Payment
Honda Amaze 2nd Gen Car Loan EMI Calculator
- Variant
- S
- On-road price (Delhi)
- Rs. 6,93,360
- Down payment
- Rs. 1,70,497
- Loan amount
- Rs. 5,22,863
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 11,238
Honda Amaze 2nd Gen Car Loan EMI & Loan Breakdown
- Down paymentRs. 1,70,497
- Loan amountRs. 5,22,863
- Total interestRs. 1,51,417
- Total loan repayment (EMIs)Rs. 6,74,280
- Total purchase outlayRs. 8,44,777
Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the S costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.
| Year | Principal paid | Interest paid | Outstanding loan |
|---|---|---|---|
| Year 1 Months 1-12 | Rs. 83,918 | Rs. 50,938 | Rs. 4,38,945 |
| Year 2 Months 13-24 | Rs. 93,165 | Rs. 41,691 | Rs. 3,45,780 |
| Year 3 Months 25-36 | Rs. 1,03,433 | Rs. 31,423 | Rs. 2,42,347 |
| Year 4 Months 37-48 | Rs. 1,14,832 | Rs. 20,024 | Rs. 1,27,515 |
| Year 5 Months 49-60 | Rs. 1,27,515 | Rs. 7,341 | Rs. 0 |
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Honda Amaze 2nd Gen Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 10,816 (60 months) |
| ICICI Bank |
9% onwards | Rs. 10,854 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 10,892 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 10,778 (60 months) |
Honda Amaze 2nd Gen EMI by Loan Tenure
For a Rs. 5,22,863 loan on the S petrol at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 16,994 | Rs. 88,921 | Rs. 6,11,784 |
| 48 months | Rs. 13,387 | Rs. 1,19,713 | Rs. 6,42,576 |
| 60 months | Rs. 11,238 | Rs. 1,51,417 | Rs. 6,74,280 |
| 84 months | Rs. 8,816 | Rs. 2,17,681 | Rs. 7,40,544 |
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Honda Amaze 2nd Gen Variant-Wise EMI
On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.
How Is the Honda Amaze 2nd Gen EMI Calculated?
EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the S petrol variant: P = ₹5.23 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹11,238.
The calculation starts from the Delhi on-road price of ₹6.93 Lakh (ex-showroom ₹5.99 Lakh plus insurance, RTO and other charges).
Factors That Affect Your Honda Amaze 2nd Gen Loan EMI
- Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
- Interest rate: A rate 1% higher adds about ₹261 to the EMI on a ₹5.23 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
- Loan tenure: Over 36 months the EMI is ₹16,994; over 84 months it drops to ₹8,816 but you pay ₹1.29 Lakh more in interest.
- Variant and city: In Delhi the EMI ranges from ₹11,238 (S petrol) to ₹14,661 (S CVT). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.
EMI of Honda Amaze 2nd Gen Rivals – Aeris, Punch, Brezza
Starting EMI of each model's base variant, worked out the same way as the Honda Amaze 2nd Gen: the down payment is the on-road price minus the loan.
| Model | On-road Price | EMI | Tenure | Interest Rate | Compare |
|---|---|---|---|---|---|
| Tata Aeris Smart Petrol MT | Rs. 5,88,250 | Rs. 9,932 | 60 months | 10.5% | Compare with Amaze 2nd Gen |
| Tata Punch Smart | Rs. 6,61,406 | Rs. 10,784 | 60 months | 10.5% | Compare with Amaze 2nd Gen |
| Maruti Suzuki Brezza LXi Turbo | Rs. 8,41,375 | Rs. 14,095 | 60 months | 10.5% | Compare with Amaze 2nd Gen |
| Maruti Suzuki FRONX Sigma | Rs. 8,15,038 | Rs. 12,959 | 60 months | 10.5% | Compare with Amaze 2nd Gen |
Frequently Asked Questions About Honda Amaze 2nd Gen EMI
What is the monthly EMI for the Honda Amaze 2nd Gen?
₹11,238 a month for the S petrol, on a ₹5.23 Lakh loan at 10.5% for 5 years. The top S CVT works out to ₹14,661.
How much down payment is required for the Honda Amaze 2nd Gen?
About ₹1.70 Lakh for the S petrol in Delhi. That's the on-road price of ₹6.93 Lakh minus the ₹5.23 Lakh loan.
How does the loan tenure affect the Honda Amaze 2nd Gen EMI?
Over 3 years the EMI is ₹16,994 and you pay ₹88,921 in interest. Stretch it to 7 years and the EMI drops to ₹8,816, but interest rises to ₹2.18 Lakh.
Is the Honda Amaze 2nd Gen EMI calculated on the ex-showroom price or the on-road price?
On the on-road price. In Delhi the S petrol costs ₹6.93 Lakh on-road, which includes ₹34,800 insurance and ₹59,560 RTO and other charges.
Does the Honda Amaze 2nd Gen EMI calculator include the processing fee?
Yes. The ₹4,650 processing fee is paid with the down payment and is not added to the loan.
Which bank has the lowest interest rate for a Honda Amaze 2nd Gen loan?
Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹5.23 Lakh loan comes to ₹10,778 a month.
Honda Amaze 2nd Gen 2026 Brochure
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