Hero XPulse 200 4V EMI Calculator


Updated on October 2026
The Hero XPulse 200 4V EMI is Rs. 4,081 per month for 36 months at 9.45% on a loan of Rs. 1,27,491, with a down payment of Rs. 45,422. This is based on the STD variant's on-road price of Rs. 1,72,913 in Delhi (ex-showroom Rs. 1,49,727). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: XPulse 200 4V On-road price | XPulse 200 4V Offers | XPulse 200 4V Mileage

Hero XPulse 200 4V EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,49,727
On-road price
: Rs. 1,72,913  (Delhi)
Loan amount
: Rs. 1,27,491  (On-road - Down payment)
Down payment
: Rs. 45,422  (On-road - Loan amount)
Monthly EMI
: Rs. 4,081  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,208
View October Offers View EMI Offers

Hero XPulse 200 4V Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,72,913
Down payment
Rs. 45,422
Loan amount
Rs. 1,27,491
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,081
Total interest
Rs. 19,425
Total payable
Rs. 1,46,916
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero XPulse 200 4V Loan Interest Rates by Bank

Hero XPulse 200 4V loan rates, 36 months, loan Rs. 1,27,491
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,388 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,117 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,174 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 4,336 (36 months)
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Hero XPulse 200 4V EMI by Tenure

For a Rs. 1,27,491 loan on the STD petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 11,176 Rs. 6,621 Rs. 1,34,112
24 months Rs. 5,851 Rs. 12,933 Rs. 1,40,424
36 months Rs. 4,081 Rs. 19,425 Rs. 1,46,916
48 months Rs. 3,200 Rs. 26,109 Rs. 1,53,600
60 months Rs. 2,674 Rs. 32,949 Rs. 1,60,440
Hero XPulse 200 4V
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Hero XPulse 200 4V
4.2 380 user reviews
Starts at ₹ 1,49,727
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Hero XPulse 200 4V Variant-wise EMI & Down Payment

XPulse 200 4V Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Petrol / Manual Rs. 1,49,727 Rs. 1,27,491 Rs. 45,422 Rs. 4,081
Pro Petrol Rs. 1,59,528 Rs. 1,36,029 Rs. 47,634 Rs. 4,354

Hero XPulse 200 4V EMI vs R15S, Pulsar NS200, Ronin

Hero XPulse 200 4V EMI FAQs

What is the EMI for the Hero XPulse 200 4V?

Rs. 4,081 per month for the STD variant (loan Rs. 1,27,491, 9.45%, 36 months). Over 60 months it is Rs. 2,674.

What is the down payment for the Hero XPulse 200 4V?

Rs. 45,422 for STD and Rs. 47,634 for Pro in ZigWheels' default calculation.

What is the EMI for the Hero XPulse 200 4V Pro variant?

Rs. 4,354 per month on a loan of Rs. 1,36,029 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero XPulse 200 4V loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,117 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero XPulse 200 4V loan?

Rs. 19,425 over 36 months on the STD loan at 9.45%.

What on-road price is the Hero XPulse 200 4V EMI based on?

Rs. 1,72,913 in Delhi: ex-showroom Rs. 1,49,727, insurance Rs. 11,208, RTO and other charges Rs. 11,978.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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