Ferrari SF90 Stradale EMI Calculator

Updated on October 2026

Ferrari SF90 Stradale EMI starts at ₹14,19,537 per month for the Coupe V8 petrol (₹7.50 Crore ex-showroom, ₹8.62 Crore on-road Delhi), on a ₹6.60 Crore loan at 10.5% for 60 months. Down payment: ₹2.01 Crore. Total interest: ₹1.91 Crore.

Also see: SF90 Stradale On-road price | SF90 Stradale Variants | SF90 Stradale Mileage

Ferrari SF90 Stradale EMI and Down Payment

Ferrari SF90 Stradale Coupe V8 – EMI calculator

Ex-showroom

: Rs. 7,50,00,001

On-road price

: Rs. 8,61,76,204 (Delhi)

Loan amount

: Rs. 6,60,43,713 (On-road price - Down payment)

Down payment

: Rs. 2,01,32,491 (Amount paid upfront)

Monthly EMI

: Rs. 14,19,537 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 29,21,403

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Ferrari SF90 Stradale Car Loan EMI Calculator

Variant: Coupe V8
On-road price (Delhi): Rs. 8,61,76,204
Down payment: Rs. 2,01,32,491
Loan amount: Rs. 6,60,43,713
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 14,19,537

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Ferrari SF90 Stradale Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 14,19,537

60 months @ 10.5%

Down paymentRs. 2,01,32,491
Loan amountRs. 6,60,43,713
Total interestRs. 1,91,28,507
Total loan repayment (EMIs)Rs. 8,51,72,220
Total purchase outlayRs. 10,53,04,711

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Coupe V8 costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 1,06,00,369	Rs. 64,34,075	Rs. 5,54,43,344
Year 2 Months 13-24	Rs. 1,17,68,567	Rs. 52,65,877	Rs. 4,36,74,777
Year 3 Months 25-36	Rs. 1,30,65,503	Rs. 39,68,941	Rs. 3,06,09,274
Year 4 Months 37-48	Rs. 1,45,05,367	Rs. 25,29,077	Rs. 1,61,03,907
Year 5 Months 49-60	Rs. 1,61,03,907	Rs. 9,30,537	Rs. 0

Ferrari SF90 Stradale Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 13,66,156 (60 months)
ICICI Bank	9% onwards	Rs. 13,70,959 (60 months)
Axis Bank	9.15% onwards	Rs. 13,75,772 (60 months)
Bank of Baroda	8.7% onwards	Rs. 13,61,363 (60 months)

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Ferrari SF90 Stradale EMI by Loan Tenure

For a Rs. 6,60,43,713 loan on the Coupe V8 petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 21,46,582	Rs. 1,12,33,239	Rs. 7,72,76,952
48 months	Rs. 16,90,942	Rs. 1,51,21,503	Rs. 8,11,65,216
60 months	Rs. 14,19,537	Rs. 1,91,28,507	Rs. 8,51,72,220
84 months	Rs. 11,13,541	Rs. 2,74,93,731	Rs. 9,35,37,444

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Ferrari SF90 Stradale

4.6 2 user reviews

Starts at ₹ 7.50 Crore

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How Is the Ferrari SF90 Stradale EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Coupe V8 petrol variant: P = ₹6.60 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹14,19,537.

The calculation starts from the Delhi on-road price of ₹8.62 Crore (ex-showroom ₹7.50 Crore plus insurance, RTO and other charges).

Factors That Affect Your Ferrari SF90 Stradale Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹32,936 to the EMI on a ₹6.60 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹21,46,582; over 84 months it drops to ₹11,13,541 but you pay ₹1.63 Crore more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Ferrari SF90 Stradale Rivals – Spectre, Phantom, Revuelto

Starting EMI of each model's base variant, worked out the same way as the Ferrari SF90 Stradale: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Rolls Royce Spectre Electric	Rs. 7,85,90,099	Rs. 14,19,537	60 months	10.5%	Compare with SF90 Stradale
Rolls Royce Phantom Series II	Rs. 10,32,89,784	Rs. 17,01,575	60 months	10.5%	Compare with SF90 Stradale
Lamborghini Revuelto LB 744	Rs. 10,21,41,222	Rs. 16,82,646	60 months	10.5%	Compare with SF90 Stradale
Ferrari 812 GTS	Rs. 6,60,76,362	Rs. 10,88,284	60 months	10.5%	Compare with SF90 Stradale

Frequently Asked Questions About Ferrari SF90 Stradale EMI

What is the monthly EMI for the Ferrari SF90 Stradale?

₹14,19,537 a month for the Coupe V8 petrol, on a ₹6.60 Crore loan at 10.5% for 5 years.

How much down payment is required for the Ferrari SF90 Stradale?

About ₹2.01 Crore for the Coupe V8 petrol in Delhi. That's the on-road price of ₹8.62 Crore minus the ₹6.60 Crore loan.

How does the loan tenure affect the Ferrari SF90 Stradale EMI?

Over 3 years the EMI is ₹21,46,582 and you pay ₹1.12 Crore in interest. Stretch it to 7 years and the EMI drops to ₹11,13,541, but interest rises to ₹2.75 Crore.

Is the Ferrari SF90 Stradale EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Coupe V8 petrol costs ₹8.62 Crore on-road, which includes ₹29.21 Lakh insurance and ₹82.55 Lakh RTO and other charges.