Ferrari Roma EMI Calculator

Updated on October 2026

Ferrari Roma EMI starts at ₹7,11,603 per month for the Coupe V8 petrol (₹3.76 Crore ex-showroom, ₹4.32 Crore on-road Delhi), on a ₹3.31 Crore loan at 10.5% for 60 months. Down payment: ₹1.01 Crore. Total interest: ₹95.89 Lakh.

Also see: Roma On-road price | Roma Variants | Roma Mileage

Ferrari Roma EMI and Down Payment

Ex-showroom

: Rs. 3,76,00,001

On-road price

: Rs. 4,32,19,971 (Delhi)

Loan amount

: Rs. 3,31,07,197 (On-road price - Down payment)

Down payment

: Rs. 1,01,12,774 (Amount paid upfront)

Monthly EMI

: Rs. 7,11,603 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 14,79,170

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Ferrari Roma Car Loan EMI Calculator

Variant: Coupe V8
On-road price (Delhi): Rs. 4,32,19,971
Down payment: Rs. 1,01,12,774
Loan amount: Rs. 3,31,07,197
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 7,11,603

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Ferrari Roma Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 7,11,603

60 months @ 10.5%

Down paymentRs. 1,01,12,774
Loan amountRs. 3,31,07,197
Total interestRs. 95,88,983
Total loan repayment (EMIs)Rs. 4,26,96,180
Total purchase outlayRs. 5,28,08,954

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Coupe V8 costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 53,13,885	Rs. 32,25,351	Rs. 2,77,93,312
Year 2 Months 13-24	Rs. 58,99,493	Rs. 26,39,743	Rs. 2,18,93,819
Year 3 Months 25-36	Rs. 65,49,638	Rs. 19,89,598	Rs. 1,53,44,181
Year 4 Months 37-48	Rs. 72,71,430	Rs. 12,67,806	Rs. 80,72,751
Year 5 Months 49-60	Rs. 80,72,751	Rs. 4,66,485	Rs. 0

Ferrari Roma Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 6,84,843 (60 months)
ICICI Bank	9% onwards	Rs. 6,87,251 (60 months)
Axis Bank	9.15% onwards	Rs. 6,89,664 (60 months)
Bank of Baroda	8.7% onwards	Rs. 6,82,441 (60 months)

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Ferrari Roma EMI by Loan Tenure

For a Rs. 3,31,07,197 loan on the Coupe V8 petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 10,76,065	Rs. 56,31,143	Rs. 3,87,38,340
48 months	Rs. 8,47,656	Rs. 75,80,291	Rs. 4,06,87,488
60 months	Rs. 7,11,603	Rs. 95,88,983	Rs. 4,26,96,180
84 months	Rs. 5,58,210	Rs. 1,37,82,443	Rs. 4,68,89,640

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Ferrari Roma

4.5 3 user reviews

Starts at ₹ 3.76 Crore

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How Is the Ferrari Roma EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Coupe V8 petrol variant: P = ₹3.31 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹7,11,603.

The calculation starts from the Delhi on-road price of ₹4.32 Crore (ex-showroom ₹3.76 Crore plus insurance, RTO and other charges).

Factors That Affect Your Ferrari Roma Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹16,511 to the EMI on a ₹3.31 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹10,76,065; over 84 months it drops to ₹5,58,210 but you pay ₹81.51 Lakh more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Ferrari Roma Rivals – Urus, Maybach S-Class, DB12

Starting EMI of each model's base variant, worked out the same way as the Ferrari Roma: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Lamborghini Urus S	Rs. 4,80,43,932	Rs. 7,91,103	60 months	10.5%	Compare with Roma
Mercedes-Benz Maybach S-Class S580e	Rs. 3,85,10,864	Rs. 6,33,995	60 months	10.5%	Compare with Roma
Aston Martin DB12 S	Rs. 4,71,25,082	Rs. 7,75,960	60 months	10.5%	Compare with Roma
Aston Martin DBX S	Rs. 4,76,99,363	Rs. 7,85,425	60 months	10.5%	Compare with Roma

Frequently Asked Questions About Ferrari Roma EMI

What is the monthly EMI for the Ferrari Roma?

₹7,11,603 a month for the Coupe V8 petrol, on a ₹3.31 Crore loan at 10.5% for 5 years.

How much down payment is required for the Ferrari Roma?

About ₹1.01 Crore for the Coupe V8 petrol in Delhi. That's the on-road price of ₹4.32 Crore minus the ₹3.31 Crore loan.

How does the loan tenure affect the Ferrari Roma EMI?

Over 3 years the EMI is ₹10,76,065 and you pay ₹56.31 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹5,58,210, but interest rises to ₹1.38 Crore.

Is the Ferrari Roma EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Coupe V8 petrol costs ₹4.32 Crore on-road, which includes ₹14.79 Lakh insurance and ₹41.41 Lakh RTO and other charges.