EVeium COSMO EMI Calculator


Updated on October 2026
The EVeium COSMO EMI is Rs. 3,787 per month for 36 months at 9.45% on a loan of Rs. 1,18,320, with a down payment of Rs. 38,512. This is based on the STD variant's on-road price of Rs. 1,56,832 in Kishanganj (ex-showroom Rs. 1,39,200). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: COSMO On-road price | COSMO Mileage

EVeium COSMO EMI and Down Payment (Kishanganj)

Ex-showroom
: Rs. 1,39,200
On-road price
: Rs. 1,56,832  (Kishanganj)
Loan amount
: Rs. 1,18,320  (On-road - Down payment)
Down payment
: Rs. 38,512  (On-road - Loan amount)
Monthly EMI
: Rs. 3,787  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,904
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EVeium COSMO Bike Loan EMI Calculator

On-road price (Kishanganj)
Rs. 1,56,832
Down payment
Rs. 38,512
Loan amount
Rs. 1,18,320
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,787
Total interest
Rs. 18,012
Total payable
Rs. 1,36,332
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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EVeium COSMO Loan Interest Rates by Bank

EVeium COSMO loan rates, 36 months, loan Rs. 1,18,320
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,073 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,821 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,874 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 4,024 (36 months)
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EVeium COSMO EMI by Tenure

For a Rs. 1,18,320 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 10,372 Rs. 6,144 Rs. 1,24,464
24 months Rs. 5,430 Rs. 12,000 Rs. 1,30,320
36 months Rs. 3,787 Rs. 18,012 Rs. 1,36,332
48 months Rs. 2,970 Rs. 24,240 Rs. 1,42,560
60 months Rs. 2,482 Rs. 30,600 Rs. 1,48,920
EVeium COSMO
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EVeium COSMO
Starts at ₹ 1,39,200
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EVeium COSMO EMI FAQs

What is the EMI for the EVeium COSMO?

Rs. 3,787 per month for the STD variant (loan Rs. 1,18,320, 9.45%, 36 months). Over 60 months it is Rs. 2,482.

What is the down payment for the EVeium COSMO?

Rs. 38,512 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a EVeium COSMO loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,821 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a EVeium COSMO loan?

Rs. 18,012 over 36 months on the STD loan at 9.45%.

What on-road price is the EVeium COSMO EMI based on?

Rs. 1,56,832 in Kishanganj: ex-showroom Rs. 1,39,200, insurance Rs. 4,904, RTO and other charges Rs. 12,728.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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