Citroen Basalt X EMI Calculator


Updated on November 2026
Citroen Basalt X EMI starts at ₹16,084 per month for the You petrol (₹8.55 Lakh ex-showroom, ₹10.00 Lakh on-road Delhi), on a ₹7.48 Lakh loan at 10.5% for 60 months. Down payment: ₹2.52 Lakh. Total interest: ₹2.17 Lakh. The top Max Turbo X AT DT costs ₹26,582/month.
Also see: Basalt On-road price | Basalt Variants | Basalt Offers | Basalt Mileage

Citroen Basalt X EMI and Down Payment

Ex-showroom
: Rs. 8,55,000
On-road price
: Rs. 9,99,871  (Delhi)
Loan amount
: Rs. 7,48,310  (On-road price - Down payment)
Down payment
: Rs. 2,51,561  (Amount paid upfront)
Monthly EMI
: Rs. 16,084  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 44,221
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Citroen Basalt X Car Loan EMI Calculator

Variant
You
On-road price (Delhi)
Rs. 9,99,871
Down payment
Rs. 2,51,561
Loan amount
Rs. 7,48,310
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 16,084
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Citroen Basalt X Car Loan EMI & Loan Breakdown

Monthly EMI
Rs. 16,084
60 months @ 10.5%
  • Down paymentRs. 2,51,561
  • Loan amountRs. 7,48,310
  • Total interestRs. 2,16,730
  • Total loan repayment (EMIs)Rs. 9,65,040
  • Total purchase outlayRs. 12,16,601

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the You costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 1,20,106Rs. 72,902Rs. 6,28,204
Year 2 Months 13-24Rs. 1,33,343Rs. 59,665Rs. 4,94,861
Year 3 Months 25-36Rs. 1,48,038Rs. 44,970Rs. 3,46,823
Year 4 Months 37-48Rs. 1,64,351Rs. 28,657Rs. 1,82,472
Year 5 Months 49-60Rs. 1,82,472Rs. 10,536Rs. 0
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Citroen Basalt X Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 15,479 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 15,534 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 15,588 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 15,425 (60 months)
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Citroen Basalt X EMI by Loan Tenure

For a Rs. 7,48,310 loan on the You petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 24,322 Rs. 1,27,282 Rs. 8,75,592
48 months Rs. 19,159 Rs. 1,71,322 Rs. 9,19,632
60 months Rs. 16,084 Rs. 2,16,730 Rs. 9,65,040
84 months Rs. 12,617 Rs. 3,11,518 Rs. 10,59,828
Citroen Basalt X
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Citroen Basalt X
4.4 4 user reviews
Starts at ₹ 8.55 Lakh
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Citroen Basalt X Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 60 months at 10.5%, and the down payment is the on-road price minus the loan.

Basalt Variants Fuel/Transmission Ex-showroom On-road Price Loan @10.5% Down Payment EMI (60 months)
You Petrol / Manual Rs. 8,55,000 Rs. 9,99,871 Rs. 7,48,310 Rs. 2,51,561 Rs. 16,084
You Comfort Edition Petrol / Manual Rs. 8,75,000 Rs. 9,86,007 Rs. 7,65,924 Rs. 2,20,083 Rs. 16,463
Plus Petrol / Manual Rs. 9,99,000 Rs. 11,63,451 Rs. 8,75,125 Rs. 2,88,326 Rs. 18,810
You Turbo Petrol / Manual Rs. 9,99,000 Rs. 11,23,251 Rs. 8,75,125 Rs. 2,48,126 Rs. 18,810
Plus Comfort Edition Petrol / Manual Rs. 9,99,000 Rs. 11,23,251 Rs. 8,75,125 Rs. 2,48,126 Rs. 18,810
Max Petrol / Manual Rs. 11,34,300 Rs. 13,18,373 Rs. 9,93,478 Rs. 3,24,895 Rs. 21,354
Plus Turbo Comfort Edition Petrol / Manual Rs. 11,57,000 Rs. 13,44,406 Rs. 10,13,468 Rs. 3,30,938 Rs. 21,783
Plus Turbo Petrol / Manual Rs. 11,57,000 Rs. 13,87,506 Rs. 10,13,468 Rs. 3,74,038 Rs. 21,783
Max Turbo X Petrol / Manual Rs. 12,62,500 Rs. 15,13,993 Rs. 11,06,378 Rs. 4,07,615 Rs. 23,780
Plus Turbo AT Comfort Edition Petrol / Automatic Rs. 12,82,000 Rs. 14,87,756 Rs. 11,23,550 Rs. 3,64,206 Rs. 24,149
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How Is the Citroen Basalt X EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the You petrol variant: P = ₹7.48 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹16,084.

The calculation starts from the Delhi on-road price of ₹10.00 Lakh (ex-showroom ₹8.55 Lakh plus insurance, RTO and other charges).

Factors That Affect Your Citroen Basalt X Loan EMI

  • Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
  • Interest rate: A rate 1% higher adds about ₹373 to the EMI on a ₹7.48 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
  • Loan tenure: Over 36 months the EMI is ₹24,322; over 84 months it drops to ₹12,617 but you pay ₹1.84 Lakh more in interest.
  • Variant and city: In Delhi the EMI ranges from ₹16,084 (You petrol) to ₹26,582 (Max Turbo X AT DT). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Citroen Basalt X Rivals – Bayon, Thar OG, Brezza

Starting EMI of each model's base variant, worked out the same way as the Citroen Basalt X: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Hyundai Bayon HX 2 Petrol MT Rs. 11,24,247 Rs. 18,827 60 months 10.5% Compare with Basalt
Mahindra Thar OG 1.5L AXT Diesel RWD Rs. 12,37,175 Rs. 19,417 60 months 10.5% Compare with Basalt
Maruti Suzuki Brezza LXi Turbo Rs. 8,41,375 Rs. 14,095 60 months 10.5% Compare with Basalt
Maruti Suzuki FRONX Sigma Rs. 8,15,038 Rs. 12,959 60 months 10.5% Compare with Basalt

Frequently Asked Questions About Citroen Basalt X EMI

What is the monthly EMI for the Citroen Basalt X?

₹16,084 a month for the You petrol, on a ₹7.48 Lakh loan at 10.5% for 5 years. The top Max Turbo X AT DT works out to ₹26,582.

How much down payment is required for the Citroen Basalt X?

About ₹2.52 Lakh for the You petrol in Delhi. That's the on-road price of ₹10.00 Lakh minus the ₹7.48 Lakh loan.

How does the loan tenure affect the Citroen Basalt X EMI?

Over 3 years the EMI is ₹24,322 and you pay ₹1.27 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹12,617, but interest rises to ₹3.12 Lakh.

Is the Citroen Basalt X EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the You petrol costs ₹10.00 Lakh on-road, which includes ₹44,221 insurance and ₹1.01 Lakh RTO and other charges.

Does the Citroen Basalt X EMI calculator include the processing fee?

Yes. The ₹4,650 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Citroen Basalt X loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹7.48 Lakh loan comes to ₹15,425 a month.

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Citroen Basalt X
Citroen Basalt X
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Starts at Rs. 8.55 Lakh
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