BMW iX EMI Calculator


Updated on October 2026
BMW iX EMI starts at ₹2,63,939 per month for the xDrive50 electric(battery) (₹1.40 Crore ex-showroom, ₹1.47 Crore on-road Chennai), on a ₹1.23 Crore loan at 10.5% for 60 months. Down payment: ₹24.06 Lakh. Total interest: ₹35.57 Lakh.
Also see: iX On-road price | iX Variants | iX Mileage

BMW iX xDrive50 EMI & Down Payment

Ex-showroom
: Rs. 1,39,50,000
On-road price
: Rs. 1,46,86,047  (Chennai)
Loan amount
: Rs. 1,22,79,694  (On-road - Down payment)
Down payment
: Rs. 24,06,353  (On-road - Loan amount)
Monthly EMI
: Rs. 2,63,939  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 5,47,647
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BMW iX Car Loan EMI Calculator

On-road price (Chennai)
Rs. 1,46,86,047
Down payment
Rs. 24,06,353
Loan amount
Rs. 1,22,79,694
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 2,63,939
Total interest
Rs. 35,56,646
Total payable
Rs. 1,58,36,340
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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BMW iX Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 2,54,013 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 2,54,906 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 2,55,801 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 2,53,122 (60 months)
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BMW iX EMI by Loan Tenure

For a Rs. 1,22,79,694 loan on the xDrive50 electric(battery) at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 3,99,120 Rs. 20,88,626 Rs. 1,43,68,320
48 months Rs. 3,14,402 Rs. 28,11,602 Rs. 1,50,91,296
60 months Rs. 2,63,939 Rs. 35,56,646 Rs. 1,58,36,340
84 months Rs. 2,07,044 Rs. 51,12,002 Rs. 1,73,91,696
BMW iX
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BMW iX
4.9 41 user reviews
Starts at ₹ 1.40 Crore
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BMW iX EMI – Frequently Asked Questions

What is the starting EMI of the BMW iX?

The BMW iX EMI starts at ₹2,63,939 per month for the xDrive50 electric(battery) on a ₹1.23 Crore loan at 10.5% for 60 months. Its on-road price in Chennai is ₹1.47 Crore.

What is the minimum down payment for the BMW iX?

About ₹24.06 Lakh for the xDrive50 electric(battery) in Chennai: the on-road price of ₹1.47 Crore minus a ₹1.23 Crore loan.

How much total interest will I pay on a BMW iX loan?

On a ₹1.23 Crore loan at 10.5% for 60 months you pay ₹35.57 Lakh in interest, or ₹1.58 Crore in total.

What is the BMW iX EMI for a 3-year versus a 7-year tenure?

For a ₹1.23 Crore loan at 10.5%, the EMI is ₹3,99,120 per month over 3 years (₹20.89 Lakh interest) and ₹2,07,044 per month over 7 years (₹51.12 Lakh interest).

Which bank has the lowest interest rate for a BMW iX loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹2,53,122 per month on a ₹1.23 Crore loan for 60 months.

How is the BMW iX down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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BMW iX
BMW iX
4.9 41 user reviews
Starts at Rs. 1.40 Crore
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