BMW 3 Series EMI Calculator
Updated on October 2026
BMW 3 Series M340i xDrive EMI & Down Payment
BMW 3 Series Car Loan EMI Calculator
- On-road price (Delhi)
- Rs. 90,07,939
- Down payment
- Rs. 21,61,889
- Loan amount
- Rs. 68,46,050
- Interest rate
- 10.5%
- Tenure
- 60 months
- Monthly EMI
- Rs. 1,47,148
- Total interest
- Rs. 19,82,830
- Total payable
- Rs. 88,28,880
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BMW 3 Series Car Loan Interest Rates – Bank Comparison
| Lending Partners | Interest Rate | EMI Starting From (60 Months) |
|---|---|---|
 HDFC Bank |
8.85% onwards | Rs. 1,41,615 (60 months) |
| ICICI Bank |
9% onwards | Rs. 1,42,113 (60 months) |
| Axis Bank |
9.15% onwards | Rs. 1,42,612 (60 months) |
| Bank of Baroda |
8.7% onwards | Rs. 1,41,118 (60 months) |
BMW 3 Series EMI by Loan Tenure
For a Rs. 68,46,050 loan on the M340i xDrive petrol at 10.5%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 36 months | Rs. 2,22,513 | Rs. 11,64,418 | Rs. 80,10,468 |
| 48 months | Rs. 1,75,282 | Rs. 15,67,486 | Rs. 84,13,536 |
| 60 months | Rs. 1,47,148 | Rs. 19,82,830 | Rs. 88,28,880 |
| 84 months | Rs. 1,15,429 | Rs. 28,49,986 | Rs. 96,96,036 |
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BMW 3 Series EMI – Frequently Asked Questions
What is the starting EMI of the BMW 3 Series?
The BMW 3 Series EMI starts at ₹1,47,148 per month for the M340i xDrive petrol on a ₹68.46 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹90.08 Lakh.
What is the minimum down payment for the BMW 3 Series?
About ₹21.62 Lakh for the M340i xDrive petrol in Delhi: the on-road price of ₹90.08 Lakh minus a ₹68.46 Lakh loan.
How much total interest will I pay on a BMW 3 Series loan?
On a ₹68.46 Lakh loan at 10.5% for 60 months you pay ₹19.83 Lakh in interest, or ₹88.29 Lakh in total.
What is the BMW 3 Series EMI for a 3-year versus a 7-year tenure?
For a ₹68.46 Lakh loan at 10.5%, the EMI is ₹2,22,513 per month over 3 years (₹11.64 Lakh interest) and ₹1,15,429 per month over 7 years (₹28.50 Lakh interest).
Which bank has the lowest interest rate for a BMW 3 Series loan?
Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹1,41,118 per month on a ₹68.46 Lakh loan for 60 months.
How is the BMW 3 Series down payment calculated?
Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.
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