Audi Q8 EMI Calculator

Updated on October 2026

Audi Q8 EMI starts at ₹2,13,967 per month for the Quattro petrol (₹1.13 Crore ex-showroom, ₹1.31 Crore on-road Delhi), on a ₹99.55 Lakh loan at 10.5% for 60 months. Down payment: ₹31.09 Lakh. Total interest: ₹28.83 Lakh.

Also see: Q8 On-road price | Q8 Variants | Q8 Offers | Q8 Mileage

Audi Q8 EMI and Down Payment

Ex-showroom

: Rs. 1,13,10,000

On-road price

: Rs. 1,30,63,864 (Delhi)

Loan amount

: Rs. 99,54,764 (On-road price - Down payment)

Down payment

: Rs. 31,09,100 (Amount paid upfront)

Monthly EMI

: Rs. 2,13,967 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 4,65,364

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Audi Q8 Car Loan EMI Calculator

Variant: Quattro
On-road price (Delhi): Rs. 1,30,63,864
Down payment: Rs. 31,09,100
Loan amount: Rs. 99,54,764
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 2,13,967

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Audi Q8 Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 2,13,967

60 months @ 10.5%

Down paymentRs. 31,09,100
Loan amountRs. 99,54,764
Total interestRs. 28,83,256
Total loan repayment (EMIs)Rs. 1,28,38,020
Total purchase outlayRs. 1,59,47,120

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Quattro costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 15,97,797	Rs. 9,69,807	Rs. 83,56,967
Year 2 Months 13-24	Rs. 17,73,879	Rs. 7,93,725	Rs. 65,83,088
Year 3 Months 25-36	Rs. 19,69,367	Rs. 5,98,237	Rs. 46,13,721
Year 4 Months 37-48	Rs. 21,86,398	Rs. 3,81,206	Rs. 24,27,323
Year 5 Months 49-60	Rs. 24,27,323	Rs. 1,40,281	Rs. 0

Audi Q8 Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 2,05,921 (60 months)
ICICI Bank	9% onwards	Rs. 2,06,645 (60 months)
Axis Bank	9.15% onwards	Rs. 2,07,370 (60 months)
Bank of Baroda	8.7% onwards	Rs. 2,05,198 (60 months)

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Audi Q8 EMI by Loan Tenure

For a Rs. 99,54,764 loan on the Quattro petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 3,23,554	Rs. 16,93,180	Rs. 1,16,47,944
48 months	Rs. 2,54,876	Rs. 22,79,284	Rs. 1,22,34,048
60 months	Rs. 2,13,967	Rs. 28,83,256	Rs. 1,28,38,020
84 months	Rs. 1,67,844	Rs. 41,44,132	Rs. 1,40,98,896

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Audi Q8

Starts at ₹ 1.13 Crore

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How Is the Audi Q8 EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Quattro petrol variant: P = ₹99.55 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹2,13,967.

The calculation starts from the Delhi on-road price of ₹1.31 Crore (ex-showroom ₹1.13 Crore plus insurance, RTO and other charges).

Factors That Affect Your Audi Q8 Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹4,964 to the EMI on a ₹99.55 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹3,23,554; over 84 months it drops to ₹1,67,844 but you pay ₹24.51 Lakh more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Audi Q8 Rivals – Defender, Vellfire, X7

Starting EMI of each model's base variant, worked out the same way as the Audi Q8: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Land Rover Defender 2.0 l Petrol 110 X-Dynamic HSE	Rs. 1,21,55,191	Rs. 1,87,277	60 months	10.5%	Compare with Q8
Toyota Vellfire Hi	Rs. 1,41,27,624	Rs. 2,27,009	60 months	10.5%	Compare with Q8
BMW X7 xDrive40i M Sport Signature	Rs. 1,45,39,487	Rs. 2,38,025	60 months	10.5%	Compare with Q8
Audi Q7 Premium Plus	Rs. 1,00,87,041	Rs. 1,64,885	60 months	10.5%	Compare with Q8

Frequently Asked Questions About Audi Q8 EMI

What is the monthly EMI for the Audi Q8?

₹2,13,967 a month for the Quattro petrol, on a ₹99.55 Lakh loan at 10.5% for 5 years.

How much down payment is required for the Audi Q8?

About ₹31.09 Lakh for the Quattro petrol in Delhi. That's the on-road price of ₹1.31 Crore minus the ₹99.55 Lakh loan.

How does the loan tenure affect the Audi Q8 EMI?

Over 3 years the EMI is ₹3,23,554 and you pay ₹16.93 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹1,67,844, but interest rises to ₹41.44 Lakh.

Is the Audi Q8 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Quattro petrol costs ₹1.31 Crore on-road, which includes ₹4.65 Lakh insurance and ₹12.89 Lakh RTO and other charges.