Skoda Kushaq EMI Calculator

Updated on October 2026

Skoda Kushaq EMI starts at ₹20,118 per month for the 1.0L Classic Plus petrol (₹10.69 Lakh ex-showroom, ₹12.46 Lakh on-road Delhi), on a ₹9.36 Lakh loan at 10.5% for 60 months. Down payment: ₹3.10 Lakh. Total interest: ₹2.71 Lakh. The top 1.5L Monte Carlo DSG costs ₹36,207/month.

Also see: Kushaq On-road price | Kushaq Variants | Kushaq Offers | Kushaq Mileage

Skoda Kushaq 1.0L Classic Plus EMI & Down Payment

Skoda Kushaq 1.0L Classic Plus – EMI calculator

Ex-showroom

: Rs. 10,69,000

On-road price

: Rs. 12,46,157 (Delhi)

Loan amount

: Rs. 9,35,971 (On-road - Down payment)

Down payment

: Rs. 3,10,186 (On-road - Loan amount)

Monthly EMI

: Rs. 20,118 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 45,367

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Skoda Kushaq Car Loan EMI Calculator

On-road price (Delhi): Rs. 12,46,157
Down payment: Rs. 3,10,186
Loan amount: Rs. 9,35,971
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 20,118
Total interest: Rs. 2,71,109
Total payable: Rs. 12,07,080

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Skoda Kushaq Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 19,361 (60 months)
ICICI Bank	9% onwards	Rs. 19,429 (60 months)
Axis Bank	9.15% onwards	Rs. 19,497 (60 months)
Bank of Baroda	8.7% onwards	Rs. 19,293 (60 months)

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Skoda Kushaq EMI by Loan Tenure

For a Rs. 9,35,971 loan on the 1.0L Classic Plus petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 30,421	Rs. 1,59,185	Rs. 10,95,156
48 months	Rs. 23,964	Rs. 2,14,301	Rs. 11,50,272
60 months	Rs. 20,118	Rs. 2,71,109	Rs. 12,07,080
84 months	Rs. 15,781	Rs. 3,89,633	Rs. 13,25,604

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Skoda Kushaq

5.0 1 user reviews

Starts at ₹ 10.69 Lakh

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Skoda Kushaq Variant-wise EMI & Down Payment

Kushaq Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
1.0L Classic Plus	Petrol / Manual	Rs. 10,69,000	Rs. 9,35,971	Rs. 3,10,186	Rs. 20,118
1.0L Classic Plus AT	Petrol / Automatic	Rs. 13,04,000	Rs. 11,42,925	Rs. 3,72,520	Rs. 24,566
1.0L Signature	Petrol / Manual	Rs. 14,69,000	Rs. 12,88,233	Rs. 4,16,046	Rs. 27,689
1.0L Sportline	Petrol / Manual	Rs. 14,89,000	Rs. 13,05,846	Rs. 4,21,334	Rs. 28,068
1.0L Signature AT	Petrol / Automatic	Rs. 15,69,000	Rs. 13,76,298	Rs. 4,42,586	Rs. 29,582
1.0L Sportline AT	Petrol / Automatic	Rs. 15,89,000	Rs. 13,93,912	Rs. 4,47,773	Rs. 29,961
1.0L Prestige	Petrol / Manual	Rs. 16,94,000	Rs. 14,86,380	Rs. 4,75,536	Rs. 31,948
1.0L Prestige AT	Petrol / Automatic	Rs. 17,79,000	Rs. 15,61,236	Rs. 4,98,109	Rs. 33,557
1.0L Monte Carlo AT	Petrol / Automatic	Rs. 18,09,000	Rs. 15,87,656	Rs. 5,08,541	Rs. 34,125
1.5L Prestige DSG	Petrol / Automatic	Rs. 18,99,000	Rs. 16,66,915	Rs. 5,37,918	Rs. 35,829
1.5L Monte Carlo DSG	Petrol / Automatic	Rs. 19,19,000	Rs. 16,84,528	Rs. 5,45,841	Rs. 36,207

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EMI of Skoda Kushaq Rivals – Taigun, Creta, XUV 3XO

Skoda Kylaq
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Kylaq EMI Compare with Kushaq
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Rs. 11.00 Lakh
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Hyundai Creta
Rs. 10.91 Lakh
Creta EMI Compare with Kushaq
Mahindra XUV 3XO
Rs. 7.79 Lakh
XUV 3XO EMI Compare with Kushaq
Kia Seltos
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Seltos EMI Compare with Kushaq

Skoda Kushaq EMI – Frequently Asked Questions

What is the starting EMI of the Skoda Kushaq?

The Skoda Kushaq EMI starts at ₹20,118 per month for the 1.0L Classic Plus petrol on a ₹9.36 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹12.46 Lakh.

What is the minimum down payment for the Skoda Kushaq?

About ₹3.10 Lakh for the 1.0L Classic Plus petrol in Delhi: the on-road price of ₹12.46 Lakh minus a ₹9.36 Lakh loan.

How much total interest will I pay on a Skoda Kushaq loan?

On a ₹9.36 Lakh loan at 10.5% for 60 months you pay ₹2.71 Lakh in interest, or ₹12.07 Lakh in total.

What is the Skoda Kushaq EMI for a 3-year versus a 7-year tenure?

For a ₹9.36 Lakh loan at 10.5%, the EMI is ₹30,421 per month over 3 years (₹1.59 Lakh interest) and ₹15,781 per month over 7 years (₹3.90 Lakh interest).

Which bank has the lowest interest rate for a Skoda Kushaq loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹19,293 per month on a ₹9.36 Lakh loan for 60 months.

What is the EMI of the top Skoda Kushaq variant?

The 1.5L Monte Carlo DSG costs ₹36,207 per month on a ₹16.85 Lakh loan at 10.5% for 60 months.

How is the Skoda Kushaq down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Skoda Kushaq Q&A

Skoda Kushaq

5.0 1 user reviews

Starts at Rs. 10.69 Lakh

Images | Colours

Skoda Kushaq 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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