Ozotec Bheem EMI Calculator

Updated on October 2026

The Ozotec Bheem EMI is Rs. 3,126 per month for 36 months at 9.45% on a loan of Rs. 97,664, with a down payment of Rs. 37,347. This is based on the STD variant's on-road price of Rs. 1,35,011 in Delhi (ex-showroom Rs. 1,15,490). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Bheem On-road price | Bheem Mileage

Ozotec Bheem EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 1,15,490

On-road price

: Rs. 1,35,011 (Delhi)

Loan amount

: Rs. 97,664 (On-road - Down payment)

Down payment

: Rs. 37,347 (On-road - Loan amount)

Monthly EMI

: Rs. 3,126 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 19,521 (Check Bheem Insurance)

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Ozotec Bheem Bike Loan EMI Calculator

On-road price (Delhi): Rs. 1,35,011
Down payment: Rs. 37,347
Loan amount: Rs. 97,664
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 3,126
Total interest: Rs. 14,872
Total payable: Rs. 1,12,536

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Ozotec Bheem Loan Interest Rates by Bank

Ozotec Bheem loan rates, 36 months, loan Rs. 97,664
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,362 (36 months)
ICICI Bank	10.05% onwards	Rs. 3,154 (36 months)
Axis Bank	11% onwards	Rs. 3,197 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,321 (36 months)

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Ozotec Bheem EMI by Tenure

For a Rs. 97,664 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 8,561	Rs. 5,068	Rs. 1,02,732
24 months	Rs. 4,482	Rs. 9,904	Rs. 1,07,568
36 months	Rs. 3,126	Rs. 14,872	Rs. 1,12,536
48 months	Rs. 2,451	Rs. 19,984	Rs. 1,17,648
60 months	Rs. 2,049	Rs. 25,276	Rs. 1,22,940

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Ozotec Bheem

4.8 12 user reviews

Starts at ₹ 1,15,490

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Ozotec Bheem EMI FAQs

What is the EMI for the Ozotec Bheem?

Rs. 3,126 per month for the STD variant (loan Rs. 97,664, 9.45%, 36 months). Over 60 months it is Rs. 2,049.

What is the down payment for the Ozotec Bheem?

Rs. 37,347 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Ozotec Bheem loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,154 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Ozotec Bheem loan?

Rs. 14,872 over 36 months on the STD loan at 9.45%.

What on-road price is the Ozotec Bheem EMI based on?

Rs. 1,35,011 in Delhi: ex-showroom Rs. 1,15,490, insurance Rs. 19,521, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Ozotec Bheem Q&A

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