Elecson Folding EMI Calculator

Updated on October 2026

The Elecson Folding EMI is Rs. 603 per month for 36 months at 9.45% on a loan of Rs. 18,829, with a down payment of Rs. 9,034. This is based on the 5.5 Ah variant's on-road price of Rs. 27,863 in Howrah (ex-showroom Rs. 24,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Folding On-road price

Elecson Folding EMI and Down Payment (Howrah)

Ex-showroom

: Rs. 24,999

On-road price

: Rs. 27,863 (Howrah)

Loan amount

: Rs. 18,829 (On-road - Down payment)

Down payment

: Rs. 9,034 (On-road - Loan amount)

Monthly EMI

: Rs. 603 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 2,864

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Elecson Folding Bike Loan EMI Calculator

On-road price (Howrah): Rs. 27,863
Down payment: Rs. 9,034
Loan amount: Rs. 18,829
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 603
Total interest: Rs. 2,879
Total payable: Rs. 21,708

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Elecson Folding Loan Interest Rates by Bank

Elecson Folding loan rates, 36 months, loan Rs. 18,829
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 648 (36 months)
ICICI Bank	10.05% onwards	Rs. 608 (36 months)
Axis Bank	11% onwards	Rs. 616 (36 months)
Bank of Baroda	13.65% onwards	Rs. 640 (36 months)

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Elecson Folding EMI by Tenure

For a Rs. 18,829 loan on the 5.5 Ah electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 1,651	Rs. 983	Rs. 19,812
24 months	Rs. 864	Rs. 1,907	Rs. 20,736
36 months	Rs. 603	Rs. 2,879	Rs. 21,708
48 months	Rs. 473	Rs. 3,875	Rs. 22,704
60 months	Rs. 395	Rs. 4,871	Rs. 23,700

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Elecson Folding

Starts at ₹ 24,999

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Elecson Folding Variant-wise EMI & Down Payment

Folding Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
5.5 Ah	Electric	Rs. 24,999	Rs. 18,829	Rs. 9,034	Rs. 603
7.5 Ah	Electric	Rs. 25,499	Rs. 19,264	Rs. 9,106	Rs. 617

Elecson Folding EMI vs Sunny, Udaan, Y3

Green EV Sunny
Rs. 26,499
Sunny EMI Compare with Folding
Green EV Udaan
Rs. 24,499
Udaan EMI Compare with Folding
Hero Lectro Y3
Rs. 25,999
Y3 EMI Compare with Folding
EMotorad Dope
Rs. 19,999
Dope EMI Compare with Folding
Elecson Ultra Pro
Rs. 28,499
Ultra Pro EMI Compare with Folding

Elecson Folding EMI FAQs

What is the EMI for the Elecson Folding?

Rs. 603 per month for the 5.5 Ah variant (loan Rs. 18,829, 9.45%, 36 months). Over 60 months it is Rs. 395.

What is the down payment for the Elecson Folding?

Rs. 9,034 for 5.5 Ah and Rs. 9,106 for 7.5 Ah in ZigWheels' default calculation.

What is the EMI for the Elecson Folding 7.5 Ah variant?

Rs. 617 per month on a loan of Rs. 19,264 at 9.45% for 36 months.

Which bank has the lowest rate for a Elecson Folding loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 608 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Elecson Folding loan?

Rs. 2,879 over 36 months on the 5.5 Ah loan at 9.45%.

What on-road price is the Elecson Folding EMI based on?

Rs. 27,863 in Howrah: ex-showroom Rs. 24,999, insurance Rs. 2,864, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Elecson Folding Q&A

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Elecson Fat Tyre Rs. 38,277
Elecson Eco Rs. 13,499

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