Denza Z9 GT EMI Calculator

Updated on November 2026

Denza Z9 GT EMI starts at ₹2,36,492 per month for the AWD electric (₹1.25 Crore ex-showroom, ₹1.31 Crore on-road Delhi), on a ₹1.10 Crore loan at 10.5% for 60 months. Down payment: ₹21.20 Lakh. Total interest: ₹31.87 Lakh.

Also see: Z9 GT On-road price | Z9 GT Variants

Denza Z9 GT EMI and Down Payment

Ex-showroom

: Rs. 1,25,00,000

On-road price

: Rs. 1,31,22,908 (Delhi)

Loan amount

: Rs. 1,10,02,744 (On-road price - Down payment)

Down payment

: Rs. 21,20,164 (Amount paid upfront)

Monthly EMI

: Rs. 2,36,492 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 4,93,308

View November Offers Apply for Loan

Denza Z9 GT Car Loan EMI Calculator

Variant: AWD
On-road price (Delhi): Rs. 1,31,22,908
Down payment: Rs. 21,20,164
Loan amount: Rs. 1,10,02,744
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 2,36,492

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
..Read More
..Read Less
EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Denza Z9 GT Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 2,36,492

60 months @ 10.5%

Down paymentRs. 21,20,164
Loan amountRs. 1,10,02,744
Total interestRs. 31,86,776
Total loan repayment (EMIs)Rs. 1,41,89,520
Total purchase outlayRs. 1,63,09,684

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the AWD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 17,66,001	Rs. 10,71,903	Rs. 92,36,743
Year 2 Months 13-24	Rs. 19,60,620	Rs. 8,77,284	Rs. 72,76,123
Year 3 Months 25-36	Rs. 21,76,687	Rs. 6,61,217	Rs. 50,99,436
Year 4 Months 37-48	Rs. 24,16,566	Rs. 4,21,338	Rs. 26,82,870
Year 5 Months 49-60	Rs. 26,82,870	Rs. 1,55,034	Rs. 0

Denza Z9 GT Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 2,27,599 (60 months)
ICICI Bank	9% onwards	Rs. 2,28,399 (60 months)
Axis Bank	9.15% onwards	Rs. 2,29,201 (60 months)
Bank of Baroda	8.7% onwards	Rs. 2,26,800 (60 months)

View EMI Offer

Denza Z9 GT EMI by Loan Tenure

For a Rs. 1,10,02,744 loan on the AWD electric at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 3,57,616	Rs. 18,71,432	Rs. 1,28,74,176
48 months	Rs. 2,81,707	Rs. 25,19,192	Rs. 1,35,21,936
60 months	Rs. 2,36,492	Rs. 31,86,776	Rs. 1,41,89,520
84 months	Rs. 1,85,514	Rs. 45,80,432	Rs. 1,55,83,176

Images | Colours

Denza Z9 GT

Starts at ₹ 1.25 Crore

View November Offers

How Is the Denza Z9 GT EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the AWD electric variant: P = ₹1.10 Crore, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹2,36,492.

The calculation starts from the Delhi on-road price of ₹1.31 Crore (ex-showroom ₹1.25 Crore plus insurance, RTO and other charges).

Factors That Affect Your Denza Z9 GT Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹5,487 to the EMI on a ₹1.10 Crore loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹3,57,616; over 84 months it drops to ₹1,85,514 but you pay ₹27.09 Lakh more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Denza Z9 GT Rivals – Defender, Vellfire, X7

Starting EMI of each model's base variant, worked out the same way as the Denza Z9 GT: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Land Rover Defender 2.0L Petrol 110 X-Dynamic HSE	Rs. 1,21,55,191	Rs. 1,87,277	60 months	10.5%	Compare with Z9 GT
Toyota Vellfire Hi	Rs. 1,41,27,624	Rs. 2,27,009	60 months	10.5%	Compare with Z9 GT
BMW X7 xDrive40i M Sport Signature	Rs. 1,45,39,487	Rs. 2,38,025	60 months	10.5%	Compare with Z9 GT
BMW X5 xDrive40i xLine	Rs. 1,12,15,893	Rs. 1,83,302	60 months	10.5%	Compare with Z9 GT

Frequently Asked Questions About Denza Z9 GT EMI

What is the monthly EMI for the Denza Z9 GT?

₹2,36,492 a month for the AWD electric, on a ₹1.10 Crore loan at 10.5% for 5 years.

How much down payment is required for the Denza Z9 GT?

About ₹21.20 Lakh for the AWD electric in Delhi. That's the on-road price of ₹1.31 Crore minus the ₹1.10 Crore loan.

How does the loan tenure affect the Denza Z9 GT EMI?

Over 3 years the EMI is ₹3,57,616 and you pay ₹18.71 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹1,85,514, but interest rises to ₹45.80 Lakh.

Is the Denza Z9 GT EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the AWD electric costs ₹1.31 Crore on-road, which includes ₹4.93 Lakh insurance and ₹1.30 Lakh RTO and other charges.

Does the Denza Z9 GT EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Denza Z9 GT loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹1.10 Crore loan comes to ₹2,26,800 a month.

Ask or read owner questions on Denza Z9 GT Q&A

Denza Z9 GT

Starts at Rs. 1.25 Crore

Images | Colours

Denza Z9 GT 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

Download Brochure

Denza Cars in India

Denza D9 Rs. 1.00 Crore

Denza Cars in India

Popular Electric Cars

Maruti Suzuki e Vitara Rs. 16.19 Lakh
Tesla Roadster Rs. 50.06 Lakh
Mahindra XEV 9e Rs. 21.90 Lakh
Tata Punch EV Rs. 9.79 Lakh
Tata Tiago EV Rs. 6.99 Lakh

View All Electric Cars