Denza D9 EMI Calculator

Updated on November 2026

Denza D9 EMI starts at ₹1,89,170 per month for the FWD electric (₹1.00 Crore ex-showroom, ₹1.05 Crore on-road Delhi), on a ₹88.01 Lakh loan at 10.5% for 60 months. Down payment: ₹17.03 Lakh. Total interest: ₹25.49 Lakh.

Also see: D9 On-road price | D9 Variants

Denza D9 EMI and Down Payment

Ex-showroom

: Rs. 1,00,00,000

On-road price

: Rs. 1,05,04,221 (Delhi)

Loan amount

: Rs. 88,01,105 (On-road price - Down payment)

Down payment

: Rs. 17,03,116 (Amount paid upfront)

Monthly EMI

: Rs. 1,89,170 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 3,99,621

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Denza D9 Car Loan EMI Calculator

Variant: FWD
On-road price (Delhi): Rs. 1,05,04,221
Down payment: Rs. 17,03,116
Loan amount: Rs. 88,01,105
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 1,89,170

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Denza D9 Car Loan EMI & Loan Breakdown

Monthly EMI

Rs. 1,89,170

60 months @ 10.5%

Down paymentRs. 17,03,116
Loan amountRs. 88,01,105
Total interestRs. 25,49,095
Total loan repayment (EMIs)Rs. 1,13,50,200
Total purchase outlayRs. 1,30,53,316

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the FWD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

Year	Principal paid	Interest paid	Outstanding loan
Year 1 Months 1-12	Rs. 14,12,623	Rs. 8,57,417	Rs. 73,88,482
Year 2 Months 13-24	Rs. 15,68,300	Rs. 7,01,740	Rs. 58,20,182
Year 3 Months 25-36	Rs. 17,41,131	Rs. 5,28,909	Rs. 40,79,051
Year 4 Months 37-48	Rs. 19,33,011	Rs. 3,37,029	Rs. 21,46,040
Year 5 Months 49-60	Rs. 21,46,040	Rs. 1,24,000	Rs. 0

Denza D9 Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 1,82,056 (60 months)
ICICI Bank	9% onwards	Rs. 1,82,696 (60 months)
Axis Bank	9.15% onwards	Rs. 1,83,338 (60 months)
Bank of Baroda	8.7% onwards	Rs. 1,81,418 (60 months)

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Denza D9 EMI by Loan Tenure

For a Rs. 88,01,105 loan on the FWD electric at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 2,86,057	Rs. 14,96,947	Rs. 1,02,98,052
48 months	Rs. 2,25,338	Rs. 20,15,119	Rs. 1,08,16,224
60 months	Rs. 1,89,170	Rs. 25,49,095	Rs. 1,13,50,200
84 months	Rs. 1,48,393	Rs. 36,63,907	Rs. 1,24,65,012

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Denza D9

Starts at ₹ 1.00 Crore

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How Is the Denza D9 EMI Calculated?

EMI = [P × r × (1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the FWD electric variant: P = ₹88.01 Lakh, r = (10.5 ÷ 12) ÷ 100 = 0.00875 and n = 60 months, which gives an EMI of ₹1,89,170.

The calculation starts from the Delhi on-road price of ₹1.05 Crore (ex-showroom ₹1.00 Crore plus insurance, RTO and other charges).

Factors That Affect Your Denza D9 Loan EMI

Down payment: Every ₹1 lakh of extra down payment lowers the EMI by about ₹2,149 at 10.5% for 60 months.
Interest rate: A rate 1% higher adds about ₹4,389 to the EMI on a ₹88.01 Lakh loan. Starting rates from the banks on this page range from 8.7% to 9.15%.
Loan tenure: Over 36 months the EMI is ₹2,86,057; over 84 months it drops to ₹1,48,393 but you pay ₹21.67 Lakh more in interest.
Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

EMI of Denza D9 Rivals – Defender, Vellfire, X7

Starting EMI of each model's base variant, worked out the same way as the Denza D9: the down payment is the on-road price minus the loan.

Model	On-road Price	EMI	Tenure	Interest Rate	Compare
Land Rover Defender 2.0L Petrol 110 X-Dynamic HSE	Rs. 1,21,55,191	Rs. 1,87,277	60 months	10.5%	Compare with D9
Toyota Vellfire Hi	Rs. 1,41,27,624	Rs. 2,27,009	60 months	10.5%	Compare with D9
BMW X7 xDrive40i M Sport Signature	Rs. 1,45,39,487	Rs. 2,38,025	60 months	10.5%	Compare with D9
Audi Q7 Premium Plus	Rs. 1,00,87,041	Rs. 1,64,885	60 months	10.5%	Compare with D9

Frequently Asked Questions About Denza D9 EMI

What is the monthly EMI for the Denza D9?

₹1,89,170 a month for the FWD electric, on a ₹88.01 Lakh loan at 10.5% for 5 years.

How much down payment is required for the Denza D9?

About ₹17.03 Lakh for the FWD electric in Delhi. That's the on-road price of ₹1.05 Crore minus the ₹88.01 Lakh loan.

How does the loan tenure affect the Denza D9 EMI?

Over 3 years the EMI is ₹2,86,057 and you pay ₹14.97 Lakh in interest. Stretch it to 7 years and the EMI drops to ₹1,48,393, but interest rises to ₹36.64 Lakh.

Is the Denza D9 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the FWD electric costs ₹1.05 Crore on-road, which includes ₹4.00 Lakh insurance and ₹1.05 Lakh RTO and other charges.

Does the Denza D9 EMI calculator include the processing fee?

Yes. The ₹5,450 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Denza D9 loan?

Bank of Baroda, from 8.7%. At that rate the EMI on the same ₹88.01 Lakh loan comes to ₹1,81,418 a month.

Ask or read owner questions on Denza D9 Q&A

Denza D9

Starts at Rs. 1.00 Crore

Images | Colours

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